🏦 All Indian Banks & NBFCs
👴 Senior Citizen (+0.50%)
📈 Quarterly Compounding
Fixed Deposit (FD) Calculator
Apne bank FD par milne wala kul byaj aur maturity value calculate karein
👴
Senior Citizen Extra Byaj (+0.50%):
Umar 60 saal se upar hone par bank zyada byaj dete hain
₹
₹10,000
₹10 Lakh
₹25 Lakh
%
3%
7% (Standard Bank)
12%
Yr
1 Saal
5 Saal
10 Saal
Maturity Value (Milne Wali Kul Rashi):
₹1,41,478
Mool Rashi (Principal Amount):
₹1,00,000
Kul Byaj (Interest Earned):
₹41,478
TOTAL PROFIT RATIO:
+41.5% Munafe Ke Sath
■ Principal
■ Byaj (Interest)
⚡ Is FD Calculator Ki Khasiyat
- Quarterly Compounding Formula: Indian banks (SBI, HDFC, PNB, ICICI) dwara maanya quarterly compounding method par aadharit.
- Senior Citizen 0.50% Benefit: Single toggle dabate hi rate me 0.50% ka automatic badhaav aur revised maturity calculation.
- Salana Amortization Breakdown: Har saal FD par kitna byaj jud raha hai uska saaf table hisaab.
- Visual Donut Representation: Muldhan aur munafe ka clear graphical chart.
❓ Aksar Pooche Jaane Wale Sawaal
FD par byaj kab-kab judta hai?
Bharat ke lagbhag sabhi commercial banks me cumulative FD par byaj quarterly (har teen mahine me ek baar) compound kiya jata hai.
Cumulative FD ka formula kya hota hai?
Maturity Amount = $P \times (1 + r/n)^{n \times t}$, jahan P = Deposit Amount, r = Annual Rate, n = Compounding frequency per year, aur t = Saal.