🏦 All Bank Loans
📊 Visual Chart & Schedule
⚡ Instant Calculation
Loan EMI Calculator
Home loan, bike/car loan aur personal loan ki monthly kist aur total byaj calculate karein
₹
₹50K
₹50 Lakh
₹1 Crore
%
5%
15%
25%
Yr
1 Yr
15 Yr
30 Yr
Mahine Ki Kist (Monthly EMI):
₹21,696
Principal Amount:
₹25,00,000
Total Interest (Kul Byaj):
₹27,06,952
KUL BHUGTAN (Total Payable):
₹52,06,952
■ Principal
■ Interest
⚡ Is EMI Calculator Ki Khasiyat
- Standard Banking Formula: RBI aur sabhi nationalized banks (SBI, HDFC, ICICI) dwara maanya standard Reducing Balance formula par calculation.
- Visual Pie Chart: Aapke kul bhugtan me muldhan (principal) aur byaj (interest) ka ratio turant samjhata hai.
- Salana Amortization Schedule: Har saal kitna mool aur kitna byaj chukaya ja raha hai uska complete table breakdown.
- 1-Click Presets: Home, Car aur Personal loan ke typical byaj dar aur samay par 1-click switch.
❓ Aksar Pooche Jaane Wale Sawaal
EMI ka formula kya hota hai?
EMI = $[P \times R \times (1+R)^N] / [(1+R)^N – 1]$, jahan P = Loan Rashi, R = Monthly Byaj Dar, aur N = Kul Mahine.
Avadhi (tenure) badhane se kya farak padta hai?
Avadhi lambi karne par monthly EMI toh kam ho jaati hai, lekin bank ko diya jane wala kul byaj (interest) bohot badh jata hai.